Secure Internet Real-Time
Credit Card Processing

Small to Medium sized merchants looking to accept credit cards are used to paying hundreds of dollars for credit card terminals or software. That was then and this is now.

Credit Card Processing Services is excited to offer your business the SLIM CD processing solution for free! This is not some basic stripped down version, but rather the most sophisticated yet easiest to use credit card processing software that we offer.

The SLIM (Secure Link Internet Merchant Services) software is perfect for most all types of businesses including retail stores, e-Commerce, home based business, and service industries. Useful features specific to your type of business are incorporated within the software. Then by logging on to a secure web site with your user name and password you will be able to view and chart months of your transaction history.

How does it work?

Once Credit Card Processing Services sets up your merchant account on the Vital (VisaNet) processing network we will send you the SLIM CD absolutely free. Access to the powerful features this realtime program provides is just $19.95 per month. In less than 15 minutes you will simply load the CD onto your personal computer, fill in your merchant information in the setup screens with the information we provide to you, and connect to the Internet. You are now ready to process your first transaction! Total support is always available via a toll-free number.

CCPS SLIM CD Program Pricing

SLIM CD Setup	Free!
Monthly Gateway Fee	$19.95
First 100 Transactions per Month	Free!
After 100 Transactions per Month	10 Cents

Retail Program (Swiped Sales)

MasterCard & Visa Rate (Qualified Swiped)	1.75 % + 25 Cents
Debit Cards (Optional)	50 Cents
Monthly Statement Fee	$10.00
Minimum Monthly Discount	$10.00
Application Fee	None

For complete details on the CCPS SLIM CD program please click on the logo above which will take you to my web site dedicated exclusively to this great program.

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If you are anything like me then you probably have Cadillac taste, but like to pay Chevy pricing. Well, then naturally, you would expect to have the best e-commerce gateway package at a very reasonable price.

Credit Card Processing Services is thrilled to represent the Rolls Royce of e-payment gateways at Ford prices. It is called EFSnet™ and it is the proprietary gateway product of our top internet processor - Concord. Although you may have never heard of Concord, you have certainly heard of some of the companies Concord owns including the MAC debit network which includes STAR and Cash Station. In fact Concord is the leading driver of ATM transactions in the U.S. processing over half of all debit transactions at the point of sale, as well as a high percentage of all credit cards including supermarket, gasoline station, and EBT. With over 30 years of payment processing experience, Concord processed over 8 billion (yes billion) transactions last year.

Because the entire e-commerce gateway resides on Concord's server it eliminates the need for a third party gateway provider. What this means for you is that you eliminate one extra party in the mix since Concord provides all of the support for both your merchant account and the gateway, so there is no finger pointing which sometimes happens between processors and third party gateway providers. It also cuts down on two extra steps in the customers' transaction flow since the sale goes from your web site direct to Concord and back to your web site. So essentially your web site is "hard-wired" direct to the processors computer network. This also eliminates your need to purchase and have the hassle of installing and then reinstalling each year an outside company's security certificate since Concord provides one offering the highest level of encryption as part of the package. Your customers will always feel safe and secure when providing their credit card and other personal data.

You probably know that the main reason online customers abandon their shopping carts during checkout is because of the slow approval response time once they have decided to make a purchase. This means lost revenue which an e-retailer will never recover. Well, what do you think of 1 second authorizations! This bears repeating since no other gateway product comes even close - Concord EFSnet averages 1 Second Authorizations! No more abandoned shopping carts due to speed issues.

The EFSnet product is feature rich and contains everything you would expect and more. First, it comes with its own shopping cart so there is no need to go out and purchase one separately and then spend the time and money trying to integrate it. (Just in case you might have lost count we have eliminated 3 third parties - the gateway, the security certificate, and the shopping cart). However, if you already have your own shopping cart and you like it the good news is that because of EFSnet's open architecture (let's not get too technical here) it will seamlessly integrate with virtually every shopping cart in the marketplace. The cart features support for multiple-item purchases, it calculates price, quantity, tax and shipping charges, automatically notifies the merchant and customer via email that an order was placed, plus much more. Of course, the design of the look of your cart including the color scheme and graphics can be customized by you in an easy click and point manner so that you can make the cart match the rest of your web site. EFSnet provides full Address Verification Service (AVS) capabilities as well as supporting up to Level 5 data to permit government and large corporate purchases from your site. A variety of easy to read and meaningful reports is included in your private administration area.

You might be wondering at his point, "Is EFSnet just a real-time gateway or can it be used as a Virtual Terminal"? The answer is that it is both. Let's say that you sell some products online and people order from your shopping cart. Then you are using the real-time feature. But then some people order over the phone, through the mail, or via fax. No problem, just log onto your order screen with your User Name and Password and manually key in the sales yourself. Then you are using the virtual terminal feature. In fact, you can use this service even if you don't have a web site yet by just using the virtual terminal feature instead of using a standalone credit card terminal. Then if and when you decide to sell online everything is already in place without any additional investment for this service.

Is free technical support important to you? Duhh - of course it is and that is why Concord has two dedicated support teams just for EFSnet merchants. They are the only one I am aware of that has one team which will give you free toll-free support and advice before you decide to purchase their product. The other team will give you, your web designer, or your technical advisor on-going free toll-free support whenever you need it. Please keep in mind that the support teams are not a substitute for your professional web designer (he has to eat too!).

Now comes the best news yet - the pricing. Remember how I said you will get a Rolls Royce product at Ford prices. Well, I really should have said that you will get a Jaguar product at Yugo prices because what you will receive is a really fast, hi-tech, sleek complete e-commerce package at probably the lowest cost you will find anywhere. Here it is:

CCPS EFSnet Pricing

MasterCard & Visa Rate (AVS Included)	2.25 %
Per Transaction	30 Cents
Monthly Statement Fee	$10.00
Minimum Monthly Discount Fee	$10.00
One-Time Merchant Account & EFSnet Setup Fee	$99.00
Monthly Gateway Fee (Includes Access & Free Tech Support)	$15.00

CCPS can also assist your company in setting up your American Express and Discover Merchant Account.

For assistance in setting up your merchant account with EFSnet please contact Kevin at 215-489-7878 or complete the I Want More Info form below.

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Payflow Pro

If the program above is like a Jaguar, then Verisign Payflow^SM Pro can best be described as a 747. Big, powerful, & full of technical wizardry Payflow Pro can be used by any web merchant, but CCPS highly recommends this leading gateway for the larger high volume e-commerce web sites. You and your customers will feel secure knowing that your site is using the world's leading name in web security - Verisign.

If you require a seamless payment processing solution with peak performance and complete customizability, Payflow Pro enables payment processing through the Payflow Pro API client software. This software is a small SSL TCP/IP enabled messaging agent that controls communications between your application and the Payflow Pro platform by instantaneously routing transaction data between your order page and the credit card processing network. Designed for scalability and reliability, Payflow Pro processes large numbers (millions per month) simultaneously to insure that customers are not waiting and that no transactions are lost or delayed during the buying process. The entire transaction process is accomplished in an average of less than 3 seconds. Both you and your customers can automatically receive an e-mail confirmation that the transaction was approved.

Payflow Pro is ideal for you if you want a fully customizable solution. Through a single client interface it allows multiple payment types such as credit cards, debit cards, purchase cards level II and III, ACH transfers, and electronic checks.

Payflow Pro provides you with an easy and efficient way to manage your transaction activity through the Manager site, which is a secure web-based transaction administration center that provides you with a host of meaningful online reports to track online transactions and manage your business better. This area also includes a Virtual Terminal that gives you the flexibility to manually process orders taken over the phone, via fax, e-mail or in person.

As an option, you may elect to integrate the Payflow Pro Fraud Screen which is a state-of-the-art fraud screening process enabling online merchants the ability to distinguish between legitimate shoppers and fraudulent users in real-time, reducing your liability for stolen goods and services. Think of it as a security guard stationed at your checkout counter. This service is particularly valuable for higher ticket purchases or products traditionally considered attractive for web crooks to steal.

Verisign Payflow Pro is either downloadable as a software development kit (SDK) or comes pre-integrated with most shopping carts and e-commerce platforms. Click to see a list of shopping carts and e-commerce development platforms that embed the Payflow Pro client.

As an authorized reseller for Verisign, Credit Card Processing Services is able to expertly & swiftly setup your company's e-commerce web site on Verisign's merchant manager. Once your merchant account is approved, Kevin will personally setup your merchant account on the premier processing network - Visanet. This powerful combination of Visanet and Payflow Pro will bring your web site extraordinary performance.

Here is our preferred pricing schedule for Verisign Payflow Pro:

One-Time Licensing Fee	$249.00
Less than 5000 Transactions Per Month	$54.95 Per Month
Unlimited Transactions	$995.00 Per Month
Per Transaction	None
Discount for Paying One Year in Advance	15 %
Optional Fraud Screen	$29.95 Per Month & 15 Cents Per Transaction

Your merchant account pricing is as follows:

MasterCard & Visa Rate (Including AVS)	2.25 % *
Per Transaction	30 Cents
Monthly Statement Fee	$10.00

* Special pricing is available for high volume merchants. Contact Kevin for pricing.

For assistance in setting up your merchant account with Verisign Payflow Pro please contact Kevin at 215-489-7878 or complete the I Want More Info form below.

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