Simply Stated - Credit Card Processing Services
Home Based, MoTo, & Internet Businesses
While many banks and major processors
shy away from these types of businesses, Credit Card Processing
Services approves well over 98% of these legitimate businesses.
We recognize that with large companies downsizing, incomes stagnant,
and the American entrepreneurial spirit alive and well that
many of you have started businesses in your basement, in your
spare bedroom, or from your kitchen table.
As long as your company has a legitimate product or service
our processing banks can approve our business to accept the
major credit cards. CCPS proudly represents several processors
who are friendly to home based, mail order, and Internet businesses.
Depending upon your specific needs we will place you on the
program that we believe is the best for your product or service.
That way you can be sure that you will receive the best discount
Your service will include Address Verification Service (AVS) which will
increase your comfort level in shipping products to customers
you will never meet in person. Performing address verification
is required by both MasterCard and Visa for mail order and Internet
merchants and by failing to perform AVS your transaction will
be downgraded, which will result in a higher discount rate for
that particular sale. It is simple to perform AVS and only adds
a few seconds to each sale. In addition to AVS all of our programs
allow you to check the CVV2 code which is an extra security
measure to protect the merchant. The CVV2 code is the 3 digit
code on the back of all MasterCard and Visa cards or the 4 digit
code printed on the front of American Express cards. This extra
level of protection helps to alert you regarding possible customer
fraud because the only real way that a customer would know these
numbers is by having the card physically in their hand.
Our most popular program for home-based merchants is the Authorize.Net
Merchant Account Program. Authorize.Net is the leading gateway
and virtual terminal in the United States. The virtual terminal
allows you to manually key sales in that you have received either
in-person, over the Internet, via fax, or through the mail.
In addition, if you have a website that sells products Authorize.Net
can integrates with all of the major shopping carts so that
you can accept orders and process credit cards in real-time.
Authorize.Net Merchant Account Pricing
Authorize.Net Virtual Terminal and Real-Time
(With Merchant Account Setup)
Merchant Account Pricing
& Visa Rate
% + 30 Cents per Transaction
- Above MasterCard and Visa rate is for Qualified
Manually Keyed Transactions with AVS
- Mid-Qualified Transactions – Add .92
- Non-Qualified Transactions – Add 1.27
- CCPS can also assist you with setting up
your American Express and Discover merchant accounts
If you are a small merchant who would like to accept credit
cards but do not want to incur unreasonable monthly minimum
fees or a long term equipment lease commitment then Credit Card
Processing Services has the ideal program for you. We call this
program Touchtone Processing and all that you need to conduct
credit card transactions is a regular touchtone phone or while
on the road you can use your cellular phone. Please click on
the banner below for complete details.
We are excited that one of Credit Card Processing
Services home-based merchants was featured in the Home Inc. section of the April 1997
edition of Entrepreneur Magazine. It described how Mr. Greenlee
of JWG Enterprises tried to get merchant status but became frustrated
when several large banks turned him away. It wasn't until he
was referred to CCPS that he had his service within one
week and his sales increased 25%. CCPS proudly presents a reprint
of this article on our web site with permission from the editor
of Entrepreneur Magazine.
If the Authorize.Net program or any of our programs is what
you have been looking for then please complete the Application
Apply Online form to setup your new merchant account. For more
information please feel free to email Kevin@ccps.biz
or call Kevin at 215-489-7878.